1. 5 Pitfalls of Mutual Funds

    When people think of investing for their retirement and financial future, they tend to think of investing in terms of good investments and bad investments — but in reality, all investment strategies have their pitfalls. Sure, mutual funds are known to carry fewer risks than volatile stocks, but there are some caveats associated with investing in mutual funds. In today’s blog post, P.A. Berg Re…Read More

  2. Sequence of Return Risk — What You Need To Know

    If you are an experienced investor or even if you tend to just dabble in investments, the term sequence, otherwise known as return risk, is likely on your radar. As an investment advisor and financial planner in the Chicago area, P.A. Berg Retirement Solutions knows a thing or two about the sequence or risk-return — and our team is here to help you, as someone investing in their financial future…Read More

  3. Mutual Funds Or Stocks? What Should I Invest In?

    When it comes to investing, “Should I invest in mutual funds or stocks?” is a question that you want to have answered well before you put money down. In fact, there are a couple of major factors that can make it generally easy for you to decide what investment opportunity is best tailored to benefit your portfolio. At P.A. Ber retirement Solutions, we have been helping people of the greater-Ch…Read More

  4. The Shiller Index Identifying Value Reducing Risk

    The Shiller Index — Identifying Value & Reducing Risk

    When it comes to financial planning for retirement people often think that the keys to planning a comfortable retirement are to save early and to save often. While yes, this is true, it is not quite so black and white, because it also matters how you save. When you plan for retirement the general idea is to make as much money as you can, and then to save it for later. While saving a little bit at …Read More

  5. There Are Hundreds Of Retirement Savings Plans — But There Is Only One Right Plan For You

    At some point in your life, you have likely been approached by someone, whether that be a friend or a family member, who had some financial advice to give you about retirement. It was likely paired with, “trust me, it worked for me!” or “I took a finance class in college, so I have a better idea than most!” At P.A. Berg Retirement Solutions, we acknowledge that there are some pretty financ…Read More

  6. Why You Should Avoid Risks In Retirement

    You probably wouldn't expect a retirement planning specialist like a registered investment advisor to tell you to avoid risks in your retirement — after all, it seems like a fairly obvious action. That being said, unnecessary risks are one of the leading causes for unforeseen issues in retirement, and as your source for retirement planning in Chicago, P.A. Berg Retirement Solutions is here to he…Read More

  7. LEGOs, Train Sets and Retirement Planning

    Do you get the same feeling I get when somebody tells you, “This is going to be easy?”  I start to think back to the boxes at Christmas that read, “Some assembly required.”  Right!  I spent hours trying to put together LEGOs, train sets, race-car tracks, and tricycles.  Okay, I am not the most mechanically gifted Boomer out there.  I got it.  But, “easy”?  Really? I am not sure …Read More